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4Geeks Payments
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Collect Payments Globally, Settle Locally with Zero Tax Complexity.
Scale your SaaS, e-commerce, or digital business worldwide. 4Geeks Payments operates as your Merchant of Record (MoR) to handle global checkout, multi-currency processing, recurring billing, and automatic cross-border tax compliance—so you can sell anywhere in minutes.
5.2% + $0.40 USD fee per successful transaction.
Trusted by dozens
GLOBAL COMMERCE ENGINE: ZERO-FRICTION CHECKOUT
Accept 100+ Payment Methods in 150+ Currencies.
Stop losing international customers to checkout friction, local payment preferences, or declined transactions. 4Geeks Payments automatically routes transactions through local acquiring banks, maximizing authorization rates and eliminating cross-border bank fees.
Localized Checkout Experience: Native support for local cards, digital wallets (Apple Pay, Google Pay), bank transfers, and local alternative payment methods (Pix, SPEI, PSE, OXXO, Boleto).
Smart Payment Routing: Dynamic AI-driven transaction routing to maximize credit card authorization rates and prevent false declines.
MERCHANT OF RECORD: AUTOMATED COMPLIANCE & TAXES
Offload Sales Tax, VAT, and Global Compliance.
Selling internationally means navigating thousands of indirect tax jurisdictions. As your Merchant of Record, 4Geeks assumes full legal liability for calculating, collecting, and remitting VAT, GST, and sales tax across 100+ countries.
Turnkey Tax Filing: Automatic collection and remittance of local indirect taxes with zero accounting headache for your finance team.
Chargeback & Fraud Shield: Built-in radar fraud detection and 100% liability coverage on fraudulent chargebacks and disputed payments.
RECURRING BILLING & SUBSCRIPTIONS: MAXIMUM RETENTION
Automated Subscription Management & Smart Dunning.
Engineered specifically for SaaS and subscription businesses. Manage complex billing logic, flexible pricing tiers, trials, usage-based invoicing, and automated subscriber retention strategies out of the box.
Flexible Billing Logic: Support flat-rate, seat-based, usage-based, and tiered subscription workflows with instant webhooks.
Smart Revenue Recovery: Automated retry logic, adaptive dunning schedules, and account updater tools to minimize involuntary churn.
INSTANT PAYOUTS & TREASURY: LIQUIDITY CONTROL
Instant Local Settlements & Multi-Currency Treasury.
Eliminate long holding periods and unpredictable foreign exchange conversion fees. Receive funds directly into your preferred bank account or hold balances in USD, EUR, and local currencies for painless vendor payouts.
Same-Day & Instant Settlements: Access earnings faster with flexible payout schedules tailored to your cash flow requirements.
Transparent FX Rates: Ultra-low transparent foreign exchange fees with no hidden markups on cross-border conversions.
Integrations
Connect 4Geeks Payments directly to your platform using simple SDKs, robust APIs, and pre-built plugins for leading e-commerce platforms.
Stripe
WooCommerce
Salesforce
Microsoft Dynamic 365
Xero
Microsoft Teams
Loved by business and individuals
across the globe.
Excellent service and with a tendency to improve, I hope they continue like this, they are becoming one of the best online payment options in Costa Rica!
Johan Umaña
EntrepreneurAn excellent opportunity to promote any business idea. Impeccable service.
Luis Jimenez
Entrepreneur4Geeks Payments guys are without a doubt exceptional. His disposition at the service of users is incredible and fast.
Diego Porras
Entrepreneur99%
Prefer 4Geeks to accept online payments over traditional banking solutions.
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